You have spent a lifetime building wealth through your business, property, investments, or a career you have given everything to. You deserve financial advice that meets you where you are. Not a set of off-the-shelf products. A relationship. 

At Old Mill, we are one of the leading Chartered Financial Planning firms in the South West, focusing on your outcomes and long-term decision support. Our wealth management services are designed for people with established wealth and financial complexity – often built through business ownership, property, or long careers – who want clarity, confidence, and a team working in their corner.  Our advisers work alongside our accounting and tax specialists, so the advice you receive is genuinely joined up across investments, pensions, tax, and estate planning.

Our Wealth Management Service is built on four key pillars: Financial Planning, Investment Management, Protection Planning and Later Life Planning. A full breakdown of what our service offers is available here.

Contact our team

Good financial planning starts with getting to know you: your current situation, your goals, and the lifestyle you want to protect. Our financial planners are more interested in you than your money. They take the time to understand what matters most to you and what a good outcome looks like, both personally and financially, both now and in the future.

We use detailed cashflow modelling to map out different financial scenarios and translate them into a plan you can live by. That plan draws on tax planning and years of experience in helping our clients bring purpose to the wealth they have created. And because life changes, so does the plan. Regular reviews mean it always reflects where you are, helping you make confident decisions as your circumstances evolve. 

Our investment philosophy is guided by academic and empirical evidence rather than market noise. We structure portfolios in line with your attitude to risk, using a diversified mix of developed and emerging market equities, commercial property, and high-quality bonds, while keeping costs low.

We also take the behavioural side seriously. Many investors make costly decisions during periods of market volatility. Our disciplined approach, combined with ongoing expectation management, helps protect you from those decisions. You will always know what you hold, why you hold it, and how it is performing.

This starts with making sure you, your family and, where relevant, your business are financially secure in the event of illness, injury or death, through having the right protection in place. Our financial planners will review what you already have in place and identify any gaps that could leave you or your family exposed. This may include life cover to ensure your loved ones remain financially secure, income protection to help cover outgoings if illness or injury prevents you from working, and critical illness cover, providing a lump sum payout in the event of a specified serious illness or terminal diagnosis.

But protection is only one part of the picture. We help you plan ahead using a combination of gifting strategies, protection policies, trusts and succession planning. With careful structuring, it is often possible to give you the protection you need, reduce exposure to inheritance tax and retain control of what is important to you.

These decisions are rarely just financial. They are personal, often involving family dynamics, long-term intentions and difficult conversations. Our role is to guide you through them with honesty, clarity and care, so that your wealth not only supports your lifetime goals but continues to have a positive impact for future generations.

As you move into later life, financial planning often becomes less about growth and more about certainty, care and protecting your independence. Our later life and retirement planning services are delivered by SOLLA-accredited (Society of Later Life Advisers) Chartered Financial Planners, a specialist qualification that matters when the stakes are high. 

We assess your financial resources, model your cashflow, and advise on how to structure your assets for the life ahead, drawing down from your pension efficiently, managing inheritance tax exposure, and planning how to pass wealth to the next generation. Where care costs are a consideration, whether at home, in residential care, or a nursing home, we put the right structures in place: immediate needs annuities, trusts, equity release, or a combination. Our SOLLA-accredited planners can also assist with Court of Protection matters if loss of mental capacity is a concern. 

Our wealth management services are designed for people who have accumulated meaningful assets and want expert, ongoing guidance to protect, structure, and grow them. That may be through planning a business exit, managing multiple income streams, approaching retirement, or thinking carefully about how wealth should support future generations. 

We work best with clients who value a long-term relationship over a one-off transaction. People who want an adviser who knows their name, understands their history, and takes a genuine interest in what they are trying to achieve.  

If you are looking for a quick fix or a single product recommendation, we may not be the right fit. But if you want a trusted team who will stay with you through every financial chapter of your life, we would love to talk. 

Make an appointment 

Our offices are in Wiltshire (Chippenham), Devon (Exeter) and Somerset (Yeovil and Wells), but we work across the South West and beyond. The right financial decisions rarely happen in isolation. They start with a simple call. 

Contact us today to arrange your first conversation.