Talking about life cover is important if you want to ensure that your partner and/or family will still be financially secure in the event of your death.
At Old Mill our financial planners will work with you to ascertain if any existing life cover you have in place is adequate.
If you are still working we’ll also discuss if income protection to cover your outgoings in the event that you’re unable to work due to illness or injury would be appropriate. Some of the most common claims clients make relate to time off work due to back injuries or stress.
Some people also want to put in place critical illness cover that provides financial support, including lump sum payouts in the event that you are diagnosed with a terminal disease or specified critical illnesses such as cancer.
Whatever cover you decide is right for you and your family we can recommend and put in place a suitable policy for you.
As a family business you tend to find yourself wearing a lot of hats, so it’s essential to have an adviser like Phil Mills who knows our industry and is a good sounding board. The move onto Xero was a massive transition for us as there’s a lot of paperwork generated because of the cheese sales and we needed to set up all the cost centres and systems. We can now pull the right information on a monthly basis to provide us with much better insights to be able to run the business.